Privacy Policy

Effective date: January 22, 2026

Chilcy is dedicated to upholding the confidentiality and security of user data. In compliance with legal provisions, particularly the EU General Data Protection Regulation (GDPR), Chilcy processes personal data solely within the limits permitted by law.

Through this Privacy Policy, Chilcy aims to clearly communicate the nature of personal data processing activities conducted via the Chilcy platform and through the provision of Chilcy services ("Services"). Additionally, this document outlines the purposes of data processing and the rights afforded to individuals under Article 13 of the GDPR.

Definitions

Personal Data: Any information related to an identified or identifiable natural person. An individual is identifiable if they can be distinguished, directly or indirectly, by reference to identifiers such as names, identification numbers, location data, online identifiers, or specific characteristics that define their physical, physiological, genetic, psychological, economic, cultural, or social identity.
Data Subject: Any identified or identifiable natural person whose personal data is processed by the controller.
Processing: Any operation performed on personal data, whether or not by automated means, including collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure, or destruction.
Controller: The natural or legal person, authority, institution, or other body which, alone or jointly with others, determines the purposes and means of processing personal data.
Processor: A natural or legal person, public authority, institution, or other body that processes personal data on behalf of the controller.
Consent: A freely given, informed, and unambiguous indication of the data subject's agreement to the processing of their personal data, given by a statement or a clear affirmative action.

General Information

Controller

Chilcy ("we", "us", or "our") is the principal entity responsible for the processing of your personal data in compliance with the prevailing data privacy regulations, including Article 4(7) of the GDPR.

For any inquiries regarding the handling of your personal data, please reach out to us via email at hello@chilcy.com.

Transfer to Third Parties

Chilcy may engage external service providers, such as cloud infrastructure vendors, to support the delivery of our platform and services. These providers are meticulously selected and officially engaged to process data solely on behalf of Chilcy, in line with written agreements compliant with Article 28 of the GDPR.

Mobile Information

We do not share customer information, including conversation data, email and mobile phone numbers, with third parties or affiliates for marketing or promotional purposes.

Subcontractor and Third-Party Sharing Restrictions

Any sharing of personal data with subcontractors or service providers is strictly limited to supporting customer service operations and delivering our core services. Subcontractors are contractually bound to use such data only for the specific purposes outlined in their service agreements and are prohibited from using it for their own marketing or other unrelated purposes.

Opt-In Data and Consent

Any opt-in data, consent records, and related preferences you provide are retained solely by Chilcy and are not shared with external parties. Your consent choices are used exclusively to manage your communication preferences and service experience with Chilcy.

Third-Country Transfer

There may be occasions where we transfer personal data outside the EU/EEA. For countries lacking an adequacy decision by the European Commission as per Article 45 GDPR, we ensure the transfer is underpinned by appropriate safeguards conforming to Article 46 GDPR.

Retention of Personal Data

We will block or delete personal data when the original purpose for its processing ceases to exist. Personal data provided for account creation will be preserved for as long as your account remains active. Once the data is no longer essential for its specified purpose, we shall proceed to eliminate or anonymize it. We are bound to retain data where there is a legal requirement, such as for tax or accounting purposes.

Profiling

Chilcy abstains from any form of automated decision-making processes or profiling activities.

Children Under the Age of 13

Chilcy does not design its platform for the interaction of children under the age of 13, nor does it knowingly collect or process their personal data. If you are under 13, please refrain from providing any personal information on our platform. Should we discover that we have inadvertently collected data from a child under 13 without parental consent, we will take steps to eliminate that information promptly.

If you have concerns, please contact us at hello@chilcy.com. In California, minors under 16 years of age have additional protections regarding data collection and sales.

Third-Party Integrations

QuickBooks Integration

Chilcy offers an optional integration with Intuit QuickBooks Online. When you connect your QuickBooks account, you authorise Chilcy to access the following data via Intuit's OAuth 2.0 authorisation framework:

  • Profit & Loss reports (income, expenses, and net profit by period)
  • Balance Sheet data (assets, liabilities, and equity)
  • Company name and QuickBooks company identifier

This data is accessed solely to generate your KPI dashboards and AI-powered reports. We do not sell, share, or use your QuickBooks financial data for any purpose other than delivering the Chilcy service to you.

QuickBooks OAuth access tokens and refresh tokens are encrypted and stored securely in our database. Access tokens expire after one hour and are automatically refreshed using your refresh token (valid for 100 days). We never store your QuickBooks password.

You may disconnect your QuickBooks account at any time from the Integrations page within Chilcy. Upon disconnection, all stored tokens and QuickBooks-synced data will be permanently deleted from our systems. You can also revoke access directly from your Intuit account at accounts.intuit.com.

Chilcy's use of data obtained via Intuit APIs complies with the Intuit Developer Terms of Service and applicable data use policies. Chilcy is not affiliated with or endorsed by Intuit Inc.

Stripe Integration

Chilcy offers an optional integration with Stripe. When you connect your Stripe account, you provide a restricted Stripe API key that Chilcy uses to retrieve your charge and payment data for the purpose of calculating revenue KPIs.

Stripe data accessed includes transaction amounts, dates, and currency. We do not access card numbers, customer PII stored in Stripe, or any data beyond what is needed to compute your revenue metrics.

Your Stripe API key is stored encrypted at rest. You may disconnect Stripe at any time from the Integrations page, which will delete your key and all Stripe-synced data from Chilcy immediately. Chilcy is not affiliated with or endorsed by Stripe, Inc.

Data Processing by Chilcy

When Visiting the Chilcy Platform

Each visit to the Chilcy platform results in the automatic collection and processing of specific personal data, including:

  • IP address
  • Browser type, version, and language
  • Operating system
  • Date and time of access
  • Pages or features accessed and volume of data transferred
  • Referrer URL

We process this information based on Chilcy's legitimate interests as per Article 6(1)(f) of the GDPR, primarily to provide and secure our platform.

When Signing Up for Chilcy Services

Upon registration, we process personal information such as your email address, name, and company details to deliver services and confirm your identity. Payment details are processed as part of initiating and managing our contractual relationship, following Article 6(1)(b) GDPR. We share your data with third-party cloud services and payment providers as part of service delivery.

Using Chilcy's Service

When using Chilcy's KPI dashboard and AI reporting services, all customer data — including uploaded files, database connections, and generated reports — is encrypted in transit and stored in encrypted databases on Railway cloud infrastructure.

When you hold a direct contractual agreement with us, we process your personal data on the legal basis of contractual necessity, as outlined in Article 6(1)(b) of the GDPR. If Chilcy's services are employed by your employer or another third party, we serve as the processor under Article 4(8) of the GDPR.

Use of Cookies and Similar Technologies

For functional purposes, our platform employs cookies and related automatic data collection technologies to ensure optimal functionality. These cookies are non-intrusive and do not track or store identifiable personal information beyond what is necessary for platform operation.

Session cookies are designed to automatically delete upon the closure of your browser. Visitors may disable cookies within their browser settings, though this may affect platform functionality.

Uploaded Data and Database Connections

Data files uploaded to Chilcy and database connections configured within the platform are used solely to power your KPI dashboards and AI-generated reports. This data is not shared with any third parties beyond what is necessary to provide core functionality. You retain complete control and can delete your data at any time from within the platform.

Your Data Rights

As stipulated by the GDPR, you possess comprehensive rights concerning your personal data, including:

  • Access — request a copy of the personal data we hold about you
  • Rectification — request correction of inaccurate data
  • Erasure — request deletion of your personal data
  • Restriction — request that we limit how we use your data
  • Objection — object to processing based on legitimate interests
  • Portability — receive your data in a structured, machine-readable format
  • Withdrawal of consent — withdraw consent at any time where processing is based on consent

To exercise any of these rights, please contact us at hello@chilcy.com.

Contact Us

If you have any questions, comments, or concerns about this privacy policy, your data, or your rights, please contact us:

Chilcy

Email: hello@chilcy.com

Website: chilcy.com